Is your home in foreclosure? A Chapter 13 Plan of Reorganization can prevent home foreclosure and offer you breathing room, for a affordable initial fee and flexible monthly agreed payments. It will allow you to assess your financial situation with the help of an experienced Bankruptcy attorney. Your bankruptcy attorney will assist you in planning a chapter 13 plan that will offer you time to catch up on the missed home mortgage payments, decrease vehicle loan payments, eliminate interest and in many cases even principal payment on credit cards.
Are simply you over your head in credit cards, medical bills, judgments or garnishments? A Chapter 7 Bankruptcy can provide you a fresh start. Despite whether you have gone through a divorce, employment loss, lost a loved one or provider, pay rate or overtime cut, or simply overspent, you may be eligible for relief in chapter 7. We will assist you remove credit card and other debt. Most chapter 7 bankruptcy filers with consumer debt keep their homes, vehicles, furniture and personal effects. The cost may be as low as a few monthly payments you are already making.
Do you need to get out of debt? Do you want to stop garnishments or foreclosures? Do you want to fix your credit and get a fresh start? Do you want to stop the harassing phone calls? We can address your questions.
A fresh start can ease a person overwhelmed by debts incurred due to loss of work, unpaid taxes, medical expense, death of a loved one or other casualty or loss. Creditor harassment, garnishment, repossession and in most cases foreclosure can be stopped. Most debts may be either discharged or a payment plan may be set up depending upon the specific case.